"WE CAN ERASE ALL YOUR BAD CREDIT"  - These people want you to declare Personal Bankruptcy. When you do this you will have a horrible strike against your credit score for the next seven years and they will charge you over $2000.00 to perform this little miracle!

"START FRESH WITH A CLEAN CREDIT" - These folks want to sell you a new taxpayer ID. This practice is actually illegal in most states and is a complete scam. You won't get a "cleaned credit", but you will get a "cleaned wallet".

"WE CAN REPAIR YOUR CREDIT SCORE" - Absolutely may be able to help, but will more than likely charge you over $2000.00 and take more than 6 months! Do you really have that much money to throw away and that much time to waste. 

"WE MONITOR YOUR CREDIT SCORE MONTHLY AND FIX IT FOR YOU" - These folks will charge you over $100.00 a month to pull your reports and they really can't fix much of anything.

"GET YOUR FREE CREDIT REPORTS HERE" - This is a real sales hook to get you to use their very expensive services that really won't help you to improve your FICO scores.

"NON-PROFIT CREDIT COUNSELING" -  This does not mean free. Typically this is hundreds of dollars and only offers you advise that you can find elsewhere for free!

 Many of the credit repair companies out there are complete and utter scams. They are designed to prey on people that are desperate to fix their credit fast and don't know the options that are available. Don't' be a victim of these rip-offs.  We will teach you how to easily do everything yourself and get outstanding results fast!